3 Month Payday Loans

While payday loans are usually only for 30 days, you could get a short-term installment loan to spread the cost further!

Note:These are called installment loans rather than 3 month payday loans, and they work just like a personal loan from the bank.

Apply quickly online and if approved, you will have three equal monthly installments to pay back the money, giving you that much needed breathing room.

So, what are you waiting for? Use our loan request service and you could connect with a lender in a matter of minutes.

Borrow More Over 3 Months than Payday Loans

We all need a cash injection from time to time but a regular payday loan is not always the most attractive option.

For example, because payday loans need to be paid back in 30 days it’s not practical to borrow large amounts. A three month installment loan, however, gives you the breathing room you need to manage a larger sum.

The lenders in our network offer loans up to $5,000, enough to handle whatever financial situation you find yourself in. Payday loans are capped at $1,000 and are due back on or after your next payday, which isn’t practical for everyone.

If you fill out our online form you can request exactly the amount that suits you and we’ll do all the hard work to connect you with a suitable lender.

As with all loans, the maximum sum you may be offered might depend on your financial health and the details you supply on the application, but lenders will do their best to offer an amount close to your request.

The good news is our lenders offer many different flexible solutions, meaning you could repay over a shorter or longer period – not just 3 months!

Installment Loans vs Payday Loans

– Borrow more than a payday loan by spreading the cost over 3 months or more.

– Borrow the same amount as you would for a payday loan but give yourself more breathing room.

– No need to rely on a single month’s paycheck.

How Installment Loans Works

Three month installment loans are a straightforward process. You receive the agreed lump sum into your bank account, which is then repaid over three months (or for the duration you agreed) with added interest.

The interest rate and exact amount you must repay each month will be outlined in the loan agreement, which will be provided online before you sign the contract.

Short Term Loan Benefits

Whether you have gone over your monthly budget, wish to make a large upfront purchase, or need cash for an emergency, short term loans could be the ideal solution. Our lenders are perfect for those that have struggled borrowing from banks or other large lenders, and the process is fast and easy with our online application process. Some of the many benefits include:

– Flexibility – Opt for a payday loan and repay within 30 days after your next pay check or give yourself some breathing room with a 3 month installment loan, or longer.

– Short-term commitment – Nobody likes to be in debt for a long time, which is why short term loans can be more beneficial than traditional bank loans, which can span years.

– Manageable Interest – Although you may end up paying more in interest on a 3 month loan than a payday loan, because it is spread over 3 months it is much more manageable and a lower rate overall.

– Fast – There’s no waiting in line, stacks of physical paperwork to fill out, or intrusive interviews with lenders. Most users will be able to complete the entire process online with little delay in approval.

– No Collateral – The lender cannot automatically seize items of value, such as your home or car, if you fail to make repayments on time.

– Easy Requirements – As long as you are over 18 and have a stable income, you are pretty much good to go.

Who Can Apply?

As long as you are at least 18 years old, a legal resident of the United States, and have a bank account in your name – you are free to apply today!

Most lenders also require a stable monthly income of at least $1,000 per month, which should not be a problem if you are in employment. This ensures you can repay the loan and don’t find yourself in financial trouble.

Get started now and you could see cash in your account within one working day!

What to Know

Here’s everything you need to know about taking out short term loans through our network of direct lenders.

Am I Guaranteed Approval?

A lot of websites like to talk about guaranteed approval but the truth is, no loan can be guaranteed. However, if you meet the basic requirements and follow the application instructions we will do our best to connect you with a suitable lender.

Is There Payday Loans No Credit Check?

All reputable lenders will need to perform some kind of credit check, even if it’s not with the main credit bureaus. However, that doesn’t mean you will be automatically disqualified from getting a loan if you have poor credit.

The lenders in our network do a full assessment, including your employment status, income level, and other factors, before weighing this up with the amount you wish to borrow and the duration of the loan. They believe everyone deserves access to credit, even if you’ve struggled in the past.

Users with bad credit are routinely approved, so it’s definitely worth giving it a shot!

I Need Instant Cash Today

Our direct lenders recognize that some people need cash in an emergency, that’s why they have implemented a quick online system that could see cash in your account in as fast as one business day. It’s not instant cash but it can be a lot quicker than taking out a traditional loan at the bank or waiting in line at a storefront lender. Here’s how it works:

– Use our loan request tool to choose an amount you wish to borrow.

– We’ll attempt to connect you to one of over 100 installment and payday lenders in our network, in a matter of minutes.

– If connected you can complete the application online with your phone, tablet, or computer’s browser.

– Know on screen if you have been approved.

– Once you’ve digitally signed the agreement the lender will begin the deposit process and as long as it’s the working week, you should see the cash in your account the next day.

What is the Interest Rate?

Because we are not a borrower ourselves we cannot promise any particular interest rate. However, the lenders in our network are competitive and will not charge you more than elsewhere in the online loan industry. In some states interest rates are capped at a certain percentage – this along with an assessment of your application will be used to determine a rate that best suits you.

Furthermore, the longer the duration of your loan the lower the interest rate will typically be.

If you are matched with a lender and they make you an offer, this will include a clear explanation of the interest rate, so you will never be stung with hidden costs.

Repayment Made Easy

Repaying your loan couldn’t be easier. During the sign-up process you will be asked to provide details of your checking account. This will allow the loan to be quickly deposited and repayments are then taken automatically on the agreed dates. Just make sure the funds are there to avoid bank charges or added fees.

Why Us?

Although we are not a lender ourselves, our loan connection service and the lenders we work with make borrowing money a stress-free affair. Here’s a closer look at what we do:

Save Time

We tap you in to a large network of over 100 online lenders, who can provide both payday loans and longer term installment loans. By using our service you details are shared with this network, meaning you do not have to waste time applying to each lender individually.

Easy Online Application

You can apply from the comfort of your own home using any device with a web browser. If we connect you with a lender you will be directed to their own page where you can continue the application online. As long as you meet the basic requirements there should be no delay in getting to know whether you have been approved.

Reputable Direct Lenders

All of the lenders in our network are accredited and legal loan providers that adhere to federal and state lending laws. We and our lenders never use misleading language or make false promises, and the full terms of any loan agreement will be provided to you by the lender prior to digitally signing the agreement.

Bad Credit Isn’t a Barrier

Even if you have a poor credit history, you are still free to use our service and lenders will not automatically reject your application based on a credit check alone.

Your Loan, Your Business

There are no requirements around what you spend your loan on, and this will not be asked by us or the lender. While we advise not to use loans to pay off existing debt, the money is free to do with as you choose.

Safe and Secure

We and our lenders use industry standard encryption technology to ensure your details our secure. We never sell or pass-on your details to third parties outside of the lender network.

Bottom Line

If you have been searching for 3 month payday loans, a 3 month installment can provide you with an amount that better suits you and the breathing room to easily make repayments. Our online form makes it fast and easy to apply for any type of land today!